Got to be honest here, I do wear a hi viz jacket! and other rd users do adjust there speed! which is all I would expect these days!
I did here a rather scary story a few weeks ago a rider came off her horse and the horse, left the owner, got injured by a car! not fatally thank god!
Anyway, from what I can gather!
The rider was wearing hi viz, but the horse was not!
Insurance company refused to pay out?
I really dont know, how true it is, or which company it was/is?
But I did check allthe small print on my policy, and could find nothing to suggest that this may be the case!
Anyone else heard of anything like it? I'm told the owners are appealing!
I think I would!
One of my horses got hit by a bus a few years ago - it was a bright sunny day, in the middle of a typical "horsey" area, my horse was impeccible on the roads, and we were both wearing hi-viz.
I waved my arm to signal slow down so I could move the horse into the nearby drive way. Then I put my hand out to get him to "STOP" as he didnt slow down. I made eye contact as the driver got closer - he DID see me, yet he turned his head, put his foot down and tried to squeeze a huuuuge bus down a lane next to me and my horse - despite there being barely enough room for a mini to try and pass alongside us! My guess is the bus was running really late becuase he was going fast, and he wasnt going to stop.... it was only a small stretch of road I needed to walk, and I knew the bus times like the back of my hand - which is why I had chosen to walk that way at that time....otherwise, Id have taken the longer route!
Anywho, bus hit horse, horse got dragged down the lane, the bus drove off.
I called the bus station to tell them what happened - I gave times, places, descriptions of driver, and even the bus number - all I really wanted at that point, being so shook up, was for the owner of the company to make sure the drivers of his busses knew ALL the signals for "stop" and "slow down" - and to be aware of the fact that horses are on the road too.... but the man I spoke to said "you must not have been wearing HI-VIZ, therefore I assume no responsibilty", and put the phone down on me.
I was wearing hi-viz - we both were; I was wearing "CAUTION YOUNG HORSE", and the horse was sweating under his hi-viz ex.sheet.
I should have presented the company with my vet bill.....but I got advice, and they said that it would be their word against mine r.e. Hi-VIZ - and if I couldnt prove that I was wearing such, then there would be little I could do in court to show that I had done all I could to be seen, and therefore, I would likely to have been responsible too.
Thinking about it, I wish I had tried to take things further. But being only 18 at the time, I was shook up, and didnt posess half the amount of confidance to defend myself as I do now!
Anywho, I dont know the ins and outs of the law.....but Im guessing that one is more likely to win a case if they did everything they could to be seen - I think that it just goes to show that one should make the effort, especially when on the roads - even if it is just for legal reasons!