That's it in a teacup @Trewsers , we make an assessment (or should) every time we handle them and adjust our behaviour accordingly. I sometimes think we're more likely to have accidents with the safe ones because we switch off the automatic assessments and awareness we have with trickier ones and so things come "out of nowhere" - imo that constant awareness and reading of them is the most effective protection we have since ultimately no hat or body protector will save us if things go too badly wrong, or they'll save us in a state that we may prefer not to be saved in.
Accidents do happen, but that's life and if we were ruled by that we'd never do anything for fear of a car accident or random gunman or tripping over a loose paving stone or slipping on ice - the list is endless. And around horses the fear itself is a big factor so you create a self fulfilling prophecy. Jane has been incredibly unlucky and I can understand why she's saying enough is enough.
Accidents do happen, but that's life and if we were ruled by that we'd never do anything for fear of a car accident or random gunman or tripping over a loose paving stone or slipping on ice - the list is endless. And around horses the fear itself is a big factor so you create a self fulfilling prophecy. Jane has been incredibly unlucky and I can understand why she's saying enough is enough.