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I suspect that even if you'd had Loss of Use for Saffy they wouldn't be paying out since they'd say she could still hack lightly and that she hasn't got a record up until her injury of doing more than that with you - it's a depressingly easy one for then to wriggle out of.

Horse prices are very disheartening nowadays, and while they're continuing to sell quickly I can't see them coming down much any time soon. Would having one from a charity work for you? Ridden ones do come up sometimes, and while there can be a fee it's far less than buying.

I hope your knee is better soon.
i checked them first nothing, they are rare as hens teeth, I think they deliberately say they are non ridden to avoid any liability. Tried everyone even the smaller ones, do that every time, never once seen a ridden one being offered, only youngster who in 3 years can be. I have tried to get ex army or ex police without success too, no one ever gets back to you. There are so many army horses who need homes....I do wonder where they end up. I am going to leave it for now as my arthritis is being a total pain at the moment, left shoulder knee and back, seeing the osteo next week. Was actually going to go see the blagdon cob today if possible but decided not to. I am a bit surprised he is still for sale if he is so desirable. I am supposed to see one next Sunday but I think i may cancel,

In terms of Saffy, vet and I are 50.50 is it neurogical or skeletal and there is no way of finding out without spending loads of money which might not be covered by her insurance, my osteo thinks it is neuro and she has worked on her. Either way she has fallen three times now, and to me that is a good reason not to ride her as Brian got quite badly hurt when she pancaked on the road without warning. Molly had sleeping sickness and used to drop when she was relaxed and she never slept lying down, Buddy is the same he never sleeps flat out and you see him nodding something. I have too many people animals depending on me to take stupid risks - mind you riding Buddy today who was a 28 year old nutcase would come into that category! I just love that silly big eejit, he had to have a mini bath he got into such a state of excitement, I just hope he is ok in the morning.
 
I think you're right @carthorse . My vets advised me against taking loss of use for a hacking horse as they said it was well nigh impossible to prove and so never, ever paid out. Competition horses only need apply.
 
I think you're right @carthorse . My vets advised me against taking loss of use for a hacking horse as they said it was well nigh impossible to prove and so never, ever paid out. Competition horses only need apply.
i totally agree, it was a thought if i had one on loan as to how to handle insurance. It is sad I am being offered 22 year olds, 25 year olds, i mean i would never move Buddy on at his age, and while i am sure someone would buy Sapphire, I just couldn't do that to her in case I am right that she is unsafe to ride. What would happen to her then.
 
Oh well the blagdon cob has a deposit put on him. If my knee hadn't started being a right so and so I would have gone to see and i expect bought him but that's life.
 
I thought you said he was more than you were prepared to spend?
Yes it was but i asked for more information on him and was prepared to stretch if he was right. It isn't that I can't afford to pay that amount, it just doesn't sit well with me. The poor horse, all that invested in them, the expectations. Anyway this weekend my knee decided to remember it can be a pain and has flared up nicely so i am hobbling around on pain killers.
 
Sadly cob prices are such that that really isn't an expensive one. There's a big market for them nowadays, a far step from the time when they were cheap and cheerful, viewed as a safe conveyance but not much more, I remember as a kid that "gypsy cob" types were looked down on even when they were good at their job, now those same cobs would fetch a fortune!
 
I'm embarrassed at how little I paid for Hogan, but I knew he'd have some issues when I got him. He's priceless to me now.
 
Looking at that photo if he hadn't got any glaring faults he'd have probably been five figures in my part of the country!
 
Looking at that photo if he hadn't got any glaring faults he'd have probably been five figures in my part of the country!
I will probably regret not buying him but at the moment my arthritis has gone awol and it would just be stupid, what with the others to care for. Sods law useless timing. He has Buddy's face, I paid £700 for Bud, what a good boy he has been and continues to be. Saw a wonderful belgian mare, Jane, loved her, but she would be too heavy for my box! Big armchair ride, But 16'2. I really want something around 15hh max 16hh which is Buddy.
 
Do you have a plan of action for after you find your horse, for the periods when you are not well enough to ride?
I can't help wondering whether a loan or share might suit your situation better.
 
Do you have a plan of action for after you find your horse, for the periods when you are not well enough to ride?
I can't help wondering whether a loan or share might suit your situation better.
I am managing to do all the work, feeding, mucking out, rugs etc, and rode at the weekend. The guy who helped by riding Sapphire is down the road from me so he can do emergency cover though he is away quite a bit working on other horses. My osteo doesn't think it is arthritis and will be seeing her weekly. I have cancelled going to see a horse on Sunday as seemed a daft thing to do till I feel 100% I am walking the dogs for an hour a day, once the pain relief kicks it in it is fine. I would just prefer not to take pain relief. I have lived with this since mid 20s. It's nothing new. Had 3 car crashes, shunted from behind, and years of riding motorbikes....remember setting off on a 2 week holiday and seeing the osteo the day before and managed to go round France and Spain pretty ok. My back can go for ages no issues then decide to throw a wobbly washing your toes in the shower. I am used to being in pain, it's more the stiffness that was annoying me as it was making things more difficult.
 
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Sounds good!
my knee/leg still a bit of a worry appears that i have displaced my tibia.....and the fields are such a mess at the moment, I don't want to be a timewaster, will have a think, i did a lot of fencing last year, going to have to put down more mats at the gateways
 
Honestly think i should not go, the fields are terrible, we have had non stop rain this week, the main winter field is holding up apart from the gateway, but Buddy is now having to go to the summer fields and the one taking him there is really deep so he is coming through the garden in the morning and accessing it from there. And now i am having to soak all the haynets because of Buddy's colic. So creating even more water and heavy lifting. We have the same number as last winter and managed ok, in a brief good spell this morning i managed to poo pick the three small summer fields, two to go, didnt manage to get them harrowed as planned as by the time i got around to it, the blooming ride on mower wouldn't start and now it would just sink and be there all winter! I would hate to mess folks around. Might be better to wait till spring and/or find something smaller.
 
Honestly think i should not go, the fields are terrible, we have had non stop rain this week, the main winter field is holding up apart from the gateway, but Buddy is now having to go to the summer fields and the one taking him there is really deep so he is coming through the garden in the morning and accessing it from there. And now i am having to soak all the haynets because of Buddy's colic. So creating even more water and heavy lifting. We have the same number as last winter and managed ok, in a brief good spell this morning i managed to poo pick the three small summer fields, two to go, didnt manage to get them harrowed as planned as by the time i got around to it, the blooming ride on mower wouldn't start and now it would just sink and be there all winter! I would hate to mess folks around. Might be better to wait till spring and/or find something smaller.
If the land can’t cope with another horse this winter, it’s not going to be any better if you buy in spring as still won’t cope next winter! This sounds like an excuse as you already said you have enough for another one and can manage the extra work.

You should go, you want another riding horse and you can always decide you don’t like it when you get there but you won’t know until you try.
 
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