Back to the joys of horse hunting
- Thread starter diplomaticandtactful
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Wish me luck going to see her tomorrow. The grey one i posted originally which was sold or so they said, seems to be available but they didn't tell me, so leave well alone.
That’s a very sad statement indeed. You took on this older bigger lady, overhorsed yourself, she’s permanently damaged due to you overhorsing yourself and you are just going to send another horse to a charity. The last charity saga didn’t exactly go well did it? If you don’t owe her anything then at least do the right thing and PTS and not just dump her and move on. It’s about £300 to get the knackerman out and the deed done. Do the right thing by her if you don’t owe her anything at least give her a peaceful end.
Interesting visit, not remotely as expected, but a rough diamond. didn't ride her, weather utterly foul, try to see her again on Saturday. She was bought in Ireland and brought over, from a riding school closing down. Doubt she has seen much kindness. She was hostile at first, but worked with her in the school on ground work and she began to be interested and engage a bit with me, Owner is heavier than me, has done fun rides, common ridign with her ths year, says she loves to hack out, was unsure at first as riding school follow the leader mentality. Doesn't take off if others go ahead. When you get to know her she is very sweet, she gave me a long look at one point, having a good think about it. Reminds me of Suze. Bit of a sad girl, but she was well mannered, tried my saddle and bridle on her, looked fine maybe a tweak or pad. Worth a second look with my friend who trains, she is plain, nothing special but she has been there done it, and as i said to her owner, she doesn't want to go. We both laughed at how badly she was selling herself. Sadly owner worked in ambulance service, large client attacked her and landed on her, has done huge damage to her. Her belgian draft baby is now sold, and she is selling only the younger ones, keeping the oldies, has a 44 year old pony club pony. I think the horse would like us, our set up. Bit of one to one. My first reaction was no, but my second one was that there was something there to work on. She clearly has done work wise what i want her to do, it's more a case of will she open up and be friends. She is said to be affectionate and soppy once she knows you. Which is why she wants her to go on loan to give her the best chance.
If it's got decent basic schooling, will hack politely alone and in company, and is an uncomplicated ride - all of which I'd expect from something coming out of a RS except maybe hacking alone - then probably £6,000 - £8,000. Cobs are still sought after and blagdon is a popular colour, particularly if it has good feather. Less than £5,000 and I'd be looking for a problem.
don't think it is any of these things, it is quite a nice looker, very like a mini buddy, but it is only jumping tiny cross poles with kids and doubt it is doing prelim dressage level. doing 5 lessons a day in a school in a rough area.
I paid £6500 for Sid 2 years ago and prices are similar now. He was 12 not 14 but 14.3 not 15hh and a very ordinary piebald rather than blagdon. I think @carthorse 's estimate is spot on.
Prelim is pretty basic, I'd expect most RS horses to be capable of it. And for many people ridden by kids is a good thing as they think it shows the horse is safe and trustworthy, likewise having worked in a RS. I think if you want to buy an uncomplicated cob you're going to have to have a decent budget.
I paid less than @Jane&Ziggy for Luka who was rising 8 at the time but he was green and had a dodgy reputation locally (I had people come up to me and warn me about him!). He's turned into a nice lad, but he's quirky, forward, reactive and sensitive so wouldn't suit a lot of riders - he also has a distinctly Welsh sense of humour despite only being part bred!
I paid less than @Jane&Ziggy for Luka who was rising 8 at the time but he was green and had a dodgy reputation locally (I had people come up to me and warn me about him!). He's turned into a nice lad, but he's quirky, forward, reactive and sensitive so wouldn't suit a lot of riders - he also has a distinctly Welsh sense of humour despite only being part bred!
They want £7,500 such a shame, just my type, and looks like Buddy. But having already invested a load of money in Sapphire, I am a bit stuffed really, given i have retired her and have to keep her as well as the other pensioners
and the mare I was going back to see, the owner cancelled on Thursday because her back injury was bad, but today funnily enough our viewing tomorrow has been cancelled as a friend came and rode it and is buying it. So f her. Furious, I had it all arranged with Brian who helped me with Sapphire and was going to make my mind up and sort it tomorrow if a goer.
I looked into insurance for the cob at £7500, he would require vetting and the monthly premium would be £168 for vets fees or £220 to include loss of use. I had thought about going to see him, but the insurance is a bit of a bummer.
Do you really want loss of use? My understanding is that unless it's a serious competition horse then the chances are they won't pay out if it can still be ridden.
I have to say I no longer insure for vets fees because the quote I was given was astronomical, I can't remember exactly how much now but I think it added around an extra £250 pm to the premium plus they insisted on a minimum £500 excess - all because I'd had claims in the previous 12 months with Little Un who'd been insured with them for 15 years and the only claims were in the last 6 months of his life. When I cancelled it the woman called me an irresponsible owner since my horse now wouldn't get vet treatment if he needed it! I told her point blank that if he needed treatment money would not be an issue, but if I was in a position where it was then I wouldn't be able to afford that premium either, then asked to speak to a manager and told them exactly what I thought of their premium calculation and staff attitude.
I have to say I no longer insure for vets fees because the quote I was given was astronomical, I can't remember exactly how much now but I think it added around an extra £250 pm to the premium plus they insisted on a minimum £500 excess - all because I'd had claims in the previous 12 months with Little Un who'd been insured with them for 15 years and the only claims were in the last 6 months of his life. When I cancelled it the woman called me an irresponsible owner since my horse now wouldn't get vet treatment if he needed it! I told her point blank that if he needed treatment money would not be an issue, but if I was in a position where it was then I wouldn't be able to afford that premium either, then asked to speak to a manager and told them exactly what I thought of their premium calculation and staff attitude.
The loss of use is about £40.00. I am paying £82 a month for saffy for £5K vets and £2.2k death I did not have loss of use for her so i only get my money back if she dies. But then I have never covered for loss of use before, just with horses being so blooming expensive now - Buddy was £700! - funding another one is an issue if a new one went phuft. I guess it is mainly the value/purchase price covering that which is why the premiums are so high. She is the only one insured no one else is, Buddy was but is now 25 plus so not covered. I just pay for the others when they do something and touch wood they have been kind. My knee has packed in, so going to see the horse is now academic as I am in lot of pain, and hobbling,
I suspect that even if you'd had Loss of Use for Saffy they wouldn't be paying out since they'd say she could still hack lightly and that she hasn't got a record up until her injury of doing more than that with you - it's a depressingly easy one for then to wriggle out of.
Horse prices are very disheartening nowadays, and while they're continuing to sell quickly I can't see them coming down much any time soon. Would having one from a charity work for you? Ridden ones do come up sometimes, and while there can be a fee it's far less than buying.
I hope your knee is better soon.
Horse prices are very disheartening nowadays, and while they're continuing to sell quickly I can't see them coming down much any time soon. Would having one from a charity work for you? Ridden ones do come up sometimes, and while there can be a fee it's far less than buying.
I hope your knee is better soon.
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